Savings Rates

Up-to-date interest rates from Liberty Bank.
Be confident. Save safe.

Why save with Liberty Bank? Because we play it safe. And secure. If you're shopping for savings interest rates, make sure you see what Liberty Bank has to offer! We give you many ways to save, including high interest savings accounts, money market accounts and CDs. Even our Liberty Bank checking accounts help you save!

Many of our Liberty Bank CDs are also available as IRAs; call (888) 570-0773 for details.

Savings and Accounts Online Interest Rate Online APY In Branch Interest Rate In Branch APY
CinchSM Savings
.20%
.20%1
.20%
.20%1
Money Maker
.35%
.35%2
.35%
.35%2
Savings Overdraft Protection
.20%
.20%3
.20%
.20%3
6 Month CD
n/a
n/a
.65%
.65%
1 Year CD
n/a
n/a
.75%
.75%
2 Year CD
n/a
n/a
.90%
.90%
 30 Month CD
(Not available for IRA)
 n/a n/a  1.24% 1.25% 
3 Year CD
1.24%
1.25%
1.24%
1.25%
4 Year CD
1.24%
1.25%
1.24%
1.25%
5 Year CD  1.24%  1.25% 1.24%  1.25%
Health Savings Account
n/a
n/a
.35%
.35%4

Rates are effective as of December 13, 2017.




The Interest Rate and Annual Percentage Yield (APY) are as of the Effective Date and are subject to change without notice. The stated yield for CDs less than one year assumes the reinvestment of principal and interest at the same rate, although that rate may not be available upon renewal. Fees and other conditions could reduce earnings. CDs are subject to a substantial penalty for early withdrawal. Minimum to open a CD is $500 and the minimum required to earn APY is $500.

1
Advertised APY is for daily balances of $25,000+. Daily balances of $0.01 - $9,999.99 earn 0.05% APY and daily balances of $10,000 - $24,999.99 earn .10% APY. Minimum to open is $25.

2
Advertised APY is for daily balances of $50,000+. Daily balances of $0.01 - $24,999.99 earn 0.10% APY and daily balances of $25,000 - $49,999.99 earn 0.25% APY. Minimum to open is $25. Maximum balance per household is $500,000.00. 

3 Advertised APY is for daily balances of $75,000+. Daily balances of $0.01 - $9,999.99 earn 0.05% APY and daily balances of $10,000 - $24,999.99 earn 0.10% APY. Daily balances $25,000.00 - $49,999.99 earn 0.15% APY. Daily balances of $50,000.00 - $74,999.99 earn 0.20% APY. Minimum to open is $25.

4Advertised APY is for daily balances of $0.01 - $4,999.99. Daily balances of $5,000+ earn 0.50% APY.

 

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