Personal Loans

Apply Online Check My Rate

Cover any expense with a personal loan of up to $50,000. With no collateral required, our unsecured personal loan can offer you an alternative to credit cards.

No impact credit check

Check if you are pre-qualified with no impact to your credit score1

Get approved in minutes

Apply online and get an answer almost immediately

Get your funds fast

Receive your funds as fast as one business day after your application is approved and accepted2

Fixed interest rate and loan terms

Get predictable monthly payments on your chosen loan amount from $2,000 to $50,000

Cover Any Expense

You can use a personal loan to cover any expense, with one fixed monthly payment.

 

Home improvements

 

A new car

 

A dream vacation

 

Debt consolidation

 

College expenses

 

Starting a business

 

Life events like weddings and special occasions 

Unsecured Personal Loan

Loan Amount

$2,000-$50,000

Fees

No origination or application fees, and no prepayment penalty

Check your rate with no impact to your credit score.1

    FAQs

    Anyone 18 years of age or older living in the states of Connecticut, Massachusetts or Rhode Island.

    At this time, Liberty Bank personal loans do not allow for a joint applicant or co-signer.

    No, you are not required to have a Liberty Bank checking or savings account.

    No. The only fee that applies to the Liberty Bank personal loan is a late fee of $10 that occurs if your loan payment is 10 days late.

    Some applications are approved while you're entering your information, so you will be notified immediately. For applications that require additional review, the notification is sent via automated email with appropriate instructions. 

    Our Customer Service Center team is happy to assist. You can reach at (888) 570-0773 from 8 a.m. to 7 p.m. weekdays and 8 a.m. to 3 p.m. Saturdays.

    Questions?

    Speak with a specialist today at (888) 570-0773.

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    Disclosures

    All loans subject to credit approval. Repayment terms range from 24-60 months. Annual Percentage Rate ranges from 5.99% to 17.81%. The following example depicts the interest rates, monthly payments and total payments available for a $10,000 loan with a 48 month term: interest rate range of 5.99%-17.81%, 48 payments, of $234.80-$292.76 and total Payments of $11,270.40-14,052.48. Rate is determined by credit score, loan term, income and other applicable factors. Approval process may take longer if additional documents are requested.

    1. A hard credit inquiry will only be performed if eligible to submit an application after selecting prequalified amount and terms.
    2. Generally, personal loans are funded approximately 24 hours after the application is approved and accepted. Weekends and holidays will affect the funding date.