Consider a fixed-rate mortgage if you plan to stay in your home for a number of years, or if your income will remain relatively level over time.
- Fixed interest rates that never change
- No prepayment penalty
- Loan amounts up to $3 million
Fixed Mortgage Rates
Loan | Points | Interest Rate | APR1 |
---|---|---|---|
15 Year Fixed Mortgage2 | 0 | 6.000% | 6.106% |
30 Year Fixed Mortgage3 | 0 | 6.625% | 6.691% |
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Disclosures
Rates effective as of:
- Annual Percentage Rate (APR) and rate posted are indications only, are subject to change without notice and qualification is subject to credit, underwriting and property approval. Your actual rate and/or points may be different as many factors go into providing you with a mortgage loan. The information provided assumes the purpose of the loan is to purchase a single family home as a primary residence with a loan amount of $240,000 and an estimated property value of $320,000 (25% down payment or a maximum loan to value of 75%) with no subordinate financing. It assumes the minimum credit score is 780, an escrow account is required, and the rate lock period is 60 days.
All loans are subject to credit and underwriting approval. Additional terms and conditions apply, ask your loan officer for details.