FDIC-Insured - Backed by the full faith and credit of the U.S. Government

Accounts for every need. Great rates for every budget.

Whatever your financial goals, Liberty Bank wants to see you succeed. It’s why we offer better rates for savers and lower rates for borrowers. And we help you take control of your finances and plan for the future with confidence. Interest rates displayed on this page are current. Use the toggle to switch between personal and business accounts.

Whatever your financial goals, Liberty Bank wants to see you succeed. It’s why we offer better rates for savers and lower rates for borrowers. And we help you take control of your finances and plan for the future with confidence. Interest rates displayed on this page are current. Use the toggle to switch between personal and business accounts.
  • No overdraft fees
  • No minimum balance
  • Make contactless purchases with your debit card
  • No paper checks to worry about
  • $3.95 monthly fee and $25 to open2

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Certificates of Deposition (CD) Rates

Terms Interest Rate APY
$0.01 - $24,999.99 0.05% 0.05%
$0.01 - $250,000 0.35% 0.35%
$0.01-$49,999.99 2.47% 2.50%
$100,000 - $149,999.99 0.20% 0.20%
$100,000-$249,999.99 3.20% 3.25%
$150,000 - $199,999.99 0.25% 0.25%
$200,000+ 0.30% 0.30%
$25,000 - $49,999.99 0.05% 0.05%
$250,000+ 3.44% 3.50%
$50,000 - $99,999.99 0.20% 0.20%
$50,000-$99,999.99 2.71% 2.75%
$0.01 - $49,999.99 3.20% 3.25%
$1,000,000+ 3.92% 4.00%
10 Year Fixed Home Equity Loan1,3 $5,000 - $500,000 ≤80% LTV
10/6m ARM4 0 6.000%
15 Year Fixed Home Equity Loan1,4 $5,000 - $500,000 ≤80% LTV
15 Year Fixed Mortgage2 0 6.125%
1-Year Business CD 1.00% 1.00%
1-Year CD 1.00% 1.00%
1-Year HSA CD 3.45% 3.51%
20 Year Fixed Home Equity Loan1,5 $5,000 - $500,000 ≤80% LTV
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Virtual Academy for Financial Wellness September - Date TBD
$250,000 - $999,999.99 3.78% 3.85%
2-Year CD 1.045% 1.05%
30 Year Fixed Mortgage3 0 6.625%
32-Day CD 0.75% 0.75%
3-Month Business CD 3.69% 3.75%
3-Month CD 3.69% 3.75%
3-Year CD 1.24% 1.25%
4-Year CD 1.34% 1.35%
5 Year Fixed Home Equity Loan1,2 $5,000 - $500,000 ≤80% LTV
$50,000 - $249,999.99 3.44% 3.50%
5-Year CD 1.44% 1.45%
6-Month Business CD 3.45% 3.51%
6-Month CD 3.93% 4.00%
6-Month HSA CD 3.69% 3.75%
$0.01 - $14,999.99 0.05% 0.05%
$100,000.01+ 3.44% 3.50%
$15,000.00 - $50,000.00 2.47% 2.50%
$50,000.01 - $100,000.00 2.71% 2.75%
$0.01 - $14,999.99 (bump up not applicable) 0.05% 0.05%
$100,000.01+ 3.92% 4.00%
$15,000.00 - $50,000.00 2.96% 3.00%
$50,000.01 - $100,000.00 3.20% 3.25%
$0.01 - $24,999.99 0.05% 0.05%
$25,000 - $49,999.99      0.10% 0.10%
$50,000+ 0.30% 0.30%
$0.01 - $9,999.99 0.05% 0.05%
$10,000 - $24,999.99 0.05% 0.05%
$25,000 - $49,999.99 0.10% 0.10%
$50,000 - $74,999.99 0.10% 0.10%
$75,000+ 0.15% 0.15%
$0.01- $9,999.99 0.05% 0.05%
$25,000+ 0.10% 0.10%
$0.01 - $9,999.99 0.05% 0.05%
$10,000 - $24,999.99 0.10% 0.10%
$25,000.00+ 0.25% 0.25%
$10,000 - $24,999.99 0.05% 0.05%
$.01 - $9,999.99 0.05% 0.05%
$10,000 - $24,999.99 0.05% 0.05%
$25,000 - $49,999.99 0.10% 0.10%
$50,000 - $74,999.99 0.15% 0.15%
$75,000+ 0.15% 0.15%
February 1 May
Good Neighbor Home Equity Line4 $1,000 - $10,000 ≤105% LTV
High Rate Checking1 0.05% 0.05%
Home Equity Line2 $10,000 - $24,999 ≤80% LTV
Home Equity Line3 $25,000 - $500,000 ≤80% LTV
$0.01 - $2,499.99 0.10% 0.10%
$2,500 - $4,999.99 0.20% 0.20%
$5,000.00+ 0.30% 0.30%
May 1 August
$100,000 - $499,999.99 3.45% 3.51%
$25,000 - $99,999.99 3.40% 3.46%
$500,000+ 3.50% 3.56%
November 1 February
$.01 - $9,999.99 0.05% 0.05%
$10,000 - $24,999.99 0.05% 0.05%
$25,000 - $49,999.99 0.10% 0.10%
$50,000 - $74,999.99 0.10% 0.10%
$75,000+ 0.15% 0.15%
Add'l bal over $250,000 0.15% 0.15%
SoLo Home Equity Line1 $50,000 - $500,000 ≤80% LTV
Learn more about our great savings accounts.

Disclosures

Rates are effective as of November 30, 2022.

  1. Interest Rate and Annual Percentage Yield (APY) are as of the effective date and are subject to change without notice. May be subject to 1099 reporting. Fees may reduce earnings.
  2. Interest Rate and Annual Percentage Yield (APY) are as of the effective date and are subject to change without notice. May be subject to 1099 reporting. Fees may reduce earnings.
  3. Interest Rate and Annual Percentage Yield (APY) are as of the effective date and are subject to change without notice. May be subject to 1099 reporting. Fees may reduce earnings.

Mortgage FAQs

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Digital Banking

Digital banking gives you complete and secure control of your account from anywhere you access the internet, 24/7. Send money to anyone, no matter what bank they use, without ever reaching for your wallet.
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Digital Banking

Manage your business finances online, no matter where you are, quickly and easily, 24/7.
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Disclosures

Rates are effective as of November 30, 2022.

  1. Interest Rate and Annual Percentage Yield (APY) are as of the effective date and are subject to change without notice. May be subject to 1099 reporting. Fees may reduce earnings.
  2. Interest Rate and Annual Percentage Yield (APY) are as of the effective date and are subject to change without notice. May be subject to 1099 reporting. Fees may reduce earnings.
  3. Interest Rate and Annual Percentage Yield (APY) are as of the effective date and are subject to change without notice. May be subject to 1099 reporting. Fees may reduce earnings.

Liberty Bank NMLS #459028