IRAs and Retirement Planning

Planning on retiring someday? Plan on getting expert help from Liberty Bank.

At Liberty Bank we have Chartered Retirement Planning CounselorsSM who are noted industry specialists. They have the training and experience to help you evaluate your retirement planning strategies and make recommendations. Your retirement is too important to leave to chance. Making a plan now with Liberty Bank can help you truly look forward to the future.

Whether it’s down the road or around the bend, start now with Liberty Bank.

Your investment strategy depends on your timeline. Is retirement far off or nearly here? And how much income will you really need to live comfortably? Our Chartered Retirement Planning Counselorssm can answer these and other important questions, so you make a plan and be prepared.

Start now and get peace of mind sooner. Request more information or to set up an appointment with one of our retirement planning experts, call 888-570-0773 or complete our Contact us form and select Retirement Planning.

The right IRA for Y-O-U.

One of the best ways to plan for retirement is with an IRA. And one of the best places to start one is with Liberty Bank. We offer everything from traditional IRAs to Roth IRAs, to Education IRAs, to SEP IRAs. Each with the full protection of FDIC insurance (subject to limits).

Which IRA is right for you? Liberty Bank can help. We know a thing or two about IRAs (actually we know more than a thing or two). Let our retirement planning experts help guide you to the right IRA for you.

IRA Money Market Savings Account. Save safe for the long term. Start in the short term.

It’s never too early to start saving for retirement. This Liberty Bank money market savings account lets you earn interest without paying any monthly maintenance fees. It’s a safe, secure way to put money aside for retirement.

The benefits add up with Liberty Bank.

  • Contribute up to $5,000 annually towards your retirement.
  • Interest is tax-deferred.
  • There’s no monthly maintenance service charge.
  • It’s only $100 to open.
  • 24-hour LibertyLine telephone banking.
  • 6-day-a-week live contact with our Liberty Bank Customer Service Center.

Traditional IRAs

A Traditional IRA is a personal retirement savings plan with tax advantages. Your contribution may be fully or partially deductible, depending on your circumstances. The investment grows tax-deferred until it’s withdrawn when you retire.

Roth IRAs

The Roth IRA is an ideal investment if you think you may be in a higher tax bracket when you retire. The Roth IRA gives you the ability to invest your after-tax dollars today, let the investment grow tax-deferred, and take qualifying withdrawals tax-free.

Coverdell ESAs

Coverdell Education Saving Accounts (ESAs) allow you to make a contribution for the future education of your children. If you qualify, you can make after-tax contributions of $2,000 per year for each child until they reach the age of 18. These contributions and their earnings are tax-free when withdrawn to pay for qualified education expenses.

SEP IRAs

A Simplified Employee Pension (SEP) is a company-sponsored IRA that allows your employer to contribute to your existing IRA. These contributions are tax deductible for the employer. You can build your retirement with help from your employer and your savings grow tax deferred.

IRAs and tax benefits

Plan for retirement at Liberty Bank with confidence, and you may get tax advantages to benefit your bottom line now, with our IRA options. It’s never too soon to start saving. Start early and your retirement can build into quite a comfy nest egg.

See interest rates

What comes with a Liberty Bank IRA?

  • 24-hour LibertyLine telephone banking.
  • 6-day-a-week live contact with our Customer Service Center.
  • View balances online via Free Online Banking

Liberty Bank’s IRAs are invested in Certificates of Deposit. Select Certificates of Deposit offered by Liberty Bank can be used for an IRA, please inquire.

Liberty Bank offers an IRA Money Market option for retirement savings.

Interested in Investment Options for Retirement?

Read more about Liberty Investment Services

Retire right!

Retire right!
Calculate how much you need to save.

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