Insurance. Because the unexpected is just that.
We don’t know what’s coming around the bend. But if it is a dark cloud, we can prepare with the right level and type of insurance. At Liberty Bank, we’ve partnered with Vantis Life Insurance Company1, one of the highest rated insurance companies by the industry’s leading authority, A.M. Best. Together, we have a full-range of products to offer you.
How much do you need?
SBLI EstateWise® Single Premium Whole Life Insurance
This product provides the maximum amount of tax-free estate transfer and also builds cash value over time. The interest accumulates tax-deferred and with one, single payment your beneficiaries receive a death benefit that is significantly higher than the single payment.
SBLI SuperEZ Term Life Insurance
Level term life insurance locked-in for 10, 15 or 20 years. In most cases, there are no medical exams or lab tests and you can apply for up to $300,000, with a simple application. SuperEZ Term is available from age 21-60.
SBLI SuperTerm Life Insurance
You can choose Yearly Renewable Term insurance with automatic renewals each year or lock-in your rate with a Level Term policy guaranteed for 10, 15, 20, 25, or 30 years. Low cost SuperTerm Insurance is available from age 21-70 in policy sizes of $100,000 to $5,000,000.
SBLI Single Premium Children's Term Insurance
Provides protection up to age 22 for a single, one time only premium payment. It also guarantees the right to convert up to $50,000 of life insurance with no health questions to answer.
SBLI Guaranteed Golden® Life Insurance
Provides life insurance for ages 50 to 80 with guaranteed acceptance. There are no physical exam requirements and premiums will never increase with age. Policy size options of $5,000, $10,000, $15,000 and $20,000.
SBLI Permanent Life Coverage
Two types of Permanent Life products are available - Basic Value offers lifetime coverage and cash value build-up at Vantis Life's lowest cost; Basic Value Plus offers lifetime coverage, cash value build-up, and dividend availability. The cash value can be used for important purposes such as education and retirement.
SBLI Mortgage Life Insurance
You can cover your mortgage with SBLI Mortgage Life insurance and have the premium included in your monthly mortgage payment. Your premiums will not increase with age and coverage continues until your loan is paid off.
1 The products of the Vantis Life Insurance Company are not bank deposits; may lose value; are not insured by the FDIC; are not insured by any Federal Government Agency; and are not obligations of, nor guaranteed by Liberty Bank.